Before graduation throws you into the real world, there’s one subject that often gets missed: money management. Personal finance is the life skill that no one teaches but everyone needs.

Budgeting is where it all begins. Knowing where your money goes each month (food, Netflix, Zomato binges) helps you stay in control. Apps like Walnut or Goodbudget can make it fun.

Credit Scores aren’t just adult stuff. A student credit card (used responsibly) builds your score, which helps you later with loans, apartments, and even job checks.

Saving & Emergency Funds are a must. Even ₹500/month can add up. Use recurring deposits or UPI-linked savings tools like Jupiter or Fi.

Investing isn’t scary anymore, SIPs in mutual funds or digital gold start at ₹100. And it’s never too early to learn compounding.

Finally, understand tax basics, digital payment safety, and how to read your bank statement.

Learning these now won’t just save you money, it’ll give you financial freedom early.