FOLO is a Mumbai-born fintech platform that helps Indian households organise their entire financial lives in one secure place, turning fragmented accounts and forgotten policies into clarity and control. Founded in 2024 by finance veteran Munmun Desai and entrepreneur Vishal Purohit, the app was inspired by a personal loss that revealed how unprepared families are when it comes to managing finances after a crisis.

What makes FOLO unique is its focus on preparedness rather than just tracking numbers. With a user’s consent, it securely connects to hundreds of financial institutions to pull data on bank accounts, investments, loans and insurance, presenting a consolidated snapshot of assets, liabilities, and net worth without switching between apps or documents. Automatic syncing keeps information current, while strict encryption and SEBI compliance ensure data privacy.

A notable feature is the ability to securely share financial information with trusted family members, promoting transparency and easing decision-making during difficult times. Launched in beta in 2025, FOLO quickly attracted tens of thousands of users, highlighting a widespread need for financial clarity in India. By making financial organisation simple and empathetic, FOLO aims to become the backbone of family financial planning and peace of mind.