In today's digital world, UPI (Unified Payments Interface) has become the go-to method for cashless transactions. But what happens when you’re low on cash and don't have internet connectivity to make a UPI payment? That feeling of helplessness can be overwhelming, especially when you urgently need to make a payment. The good news is that UPI has introduced an offline payment method that can save the day!

Here's everything you need to know about making UPI payments without an internet connection.

How to Make UPI Payments Offline

To send money via UPI offline, follow these simple steps:

1. Dial *99# on your phone's dialer app.

2. Press the call button and wait for the flash menu to appear.

3. Select 1 to initiate the "Send Money" option.

4. Enter the phone number or UPI address of the recipient.

5. Enter the amount you wish to transfer.

6. Finally, enter your UPI PIN to complete the transaction.

Once the payment is successful, you'll receive an SMS confirmation of the transaction, just like you would when using UPI apps.

Why You Should Try This Method
Although most of the time you'll have internet access, there are situations where you might not. This offline UPI payment method is particularly useful in places with poor connectivity or when UPI apps are down. It ensures you can still send money without worrying about internet issues.

With this simple process, UPI makes cashless payments accessible even when you're offline, helping you stay connected and manage your transactions effortlessly!